# FundFox

> FundFox arranges business-purpose finance for Australian businesses through bank, non-bank and private lenders. Fund Fox is authorised under LMG Broker Services Pty Ltd ACN 632 405 504, Australian Credit Licence 517192. FundFox does not lend money.

Business finance only: no home loans, car loans or personal loans for personal use. Enquiries are handled by one FundFox broker team, usually with a call within minutes in business hours (Melbourne time). Contact: hello@fundfox.com.au

## Finance

- [Cash flow finance](https://fundfox.com.au/cash-flow-finance/): Unsecured business loans, lines of credit and invoice finance for wages, stock and bigger jobs. Compare lenders through a specialist commercial broker.
- [ATO debt funding](https://fundfox.com.au/ato-debt-funding/): Pay your ATO debt in full with a business loan. GIC is no longer tax-deductible from 1 July 2025. Options with or without property.
- [Property-backed loans](https://fundfox.com.au/property-backed-loans/): Caveat loans, second mortgages, bridging finance and private lenders for business purposes. Compare property-backed options with a specialist broker.
- [Caveat loans](https://fundfox.com.au/caveat-loans/): Short-term caveat loans secured against property, for urgent business needs and ATO deadlines. Often settle within days. Talk to a specialist broker.
- [Second mortgages](https://fundfox.com.au/second-mortgages/): Borrow against the equity behind your existing loan with a second mortgage business loan. Larger amounts and longer terms than a caveat loan.
- [Bridging finance](https://fundfox.com.au/bridging-finance/): Short-term business bridging loans to cover the gap until a property sale, refinance or contract payment. Open and closed bridging explained.
- [Private lenders](https://fundfox.com.au/private-lenders/): Private lending for business owners when banks won't lend or can't move fast enough. How private lenders assess deals and what they cost.
- [Equipment finance](https://fundfox.com.au/equipment-finance/): Finance for machinery, trucks, vans, utes, fit-outs and technology. Chattel mortgages, leases and hire purchase, new or used, dealer or private sale.
- [Commercial property loans](https://fundfox.com.au/commercial-property-finance/): Buy, refinance or release equity from offices, warehouses, shops and industrial property, including low-doc and development finance.

## Guides

- [ATO payment plans: what happens if you default, and your options](https://fundfox.com.au/blog/ato-payment-plan-default/): What happens when a business misses an ATO payment plan instalment, how the ATO escalates, and the options for getting back on track, including refinancing.
- [ATO interest is no longer tax-deductible: what the GIC change means for your business](https://fundfox.com.au/blog/ato-interest-gic-tax-deductible/): From 1 July 2025, ATO interest (GIC and SIC) can't be claimed as a tax deduction. What changed, what it costs and how it compares with a business loan.
- [Director penalty notices explained: the 21-day window and your options](https://fundfox.com.au/blog/director-penalty-notice/): What an ATO director penalty notice is, the difference between lockdown and non-lockdown DPNs, how the 21 days are counted, and where finance fits.
- [Received an ATO garnishee notice? What it means and what to do next](https://fundfox.com.au/blog/ato-garnishee-notice/): What an ATO garnishee notice is, who receives it, how it affects your bank account and customers, and how businesses get it lifted.
- [What is cash flow lending? How unsecured business finance works](https://fundfox.com.au/blog/what-is-cash-flow-lending/): Cash flow lending explained: how lenders assess bank statements instead of property, the main products, the costs and when it makes sense.
- [Caveat loan or second mortgage: which suits your business?](https://fundfox.com.au/blog/caveat-loan-vs-second-mortgage/): Caveat loans and second mortgages both use equity behind your existing loan. How they differ on speed, cost, consent, term and risk.

## Company

- [About FundFox](https://fundfox.com.au/about/): who we are, how we work and our licence
- [Lender panel](https://fundfox.com.au/lenders/): banks, non-banks, private and asset lenders available through LMG's panel
- [Referral partners](https://fundfox.com.au/partners/): program for accountants, bookkeepers and advisers
- [How it works](https://fundfox.com.au/how-it-works/): process, documents and costs
- [Privacy policy](https://fundfox.com.au/privacy/)
- [Terms and disclosure](https://fundfox.com.au/terms/)