Business finance by industry
Lenders read every industry differently. A builder's progress claims, a farm's harvest cycle and a café's card takings each change which lenders will help and how a deal is structured. These pages explain how finance works in the industries FundFox sees most, with the funding needs, lender concerns and loan types that fit each one.
Choose your industry
Construction and trades
Builders, civil contractors, subbies and trades.
Find out moreTransport and logistics
Owner-drivers, carriers, couriers and logistics.
Find out moreAgriculture and farming
Cropping, livestock, horticulture and farm services.
Find out moreHospitality
Cafés, restaurants, bars, caterers and food businesses.
Find out moreMedical and health practices
GPs, dentists, specialists, allied health and vets.
Find out moreRetail and ecommerce
Shops, online stores, wholesalers and importers.
Find out moreWhy does your industry change the loan?
Every lender keeps a view on each industry: how reliably its businesses earn, how they get paid and what happens to the assets if things go wrong. A transport business invoicing large carriers suits invoice finance. A café with daily card takings suits a short-term loan sized on sales. A farm with one harvest a year needs repayments that wait for the harvest. A broker who knows those preferences can take your application to lenders already comfortable with your industry, instead of ones that will decline it on policy.
What if your industry isn't listed?
FundFox arranges business finance for most Australian industries, including manufacturing, professional services, property services, cleaning, security, education and childcare. The funding quiz takes about a minute, and a Private Finance Expert will call to talk through how lenders see your business.
From enquiry to funding in three steps
The quiz takes about a minute. After that, a FundFox broker does the legwork with the lenders.
Tell us what you need
Answer a few questions about the funding, your business and any property. No documents and no credit check at this stage.
A broker calls you
A FundFox commercial finance broker calls you, usually within minutes in business hours, to understand the deal properly.
We find the lender
Your broker matches you with suitable bank, non-bank or private lenders, explains the costs and handles the application through to settlement.
Talk to a broker who knows your industry
Check your options