ACT stamp duty calculator
Estimate stamp duty in Australian Capital Territory for a home, an investment property or commercial premises, using 2026-27 rates from the ACT Revenue Office.
Estimated stamp duty
$22,200
2.96% of the property value
- Other buying costs
- $0
- Total upfront costs
- $22,200
- Price plus upfront costs
- $772,200
An estimate using 2026-27 rates. Confirm the final amount with your conveyancer or the ACT Revenue Office calculator.
Check your finance optionsThe ACT is phasing out conveyance duty in favour of rates. Homes have separate owner-occupier and investor schedules, and commercial property has a tax-free threshold.
What are the current ACT stamp duty rates?
Investors and other non-owner-occupiers
| Dutiable value | Duty |
|---|---|
| Up to $200,000 | 1.2% of the value (per $100 or part) |
| $200,001 to $300,000 | $2,400 plus 2.2% of the value above $200,000 (per $100 or part) |
| $300,001 to $500,000 | $4,600 plus 3.4% of the value above $300,000 (per $100 or part) |
| $500,001 to $750,000 | $11,400 plus 4.32% of the value above $500,000 (per $100 or part) |
| $750,001 to $1,000,000 | $22,200 plus 5.9% of the value above $750,000 (per $100 or part) |
| $1,000,001 to $1,455,000 | $36,950 plus 6.4% of the value above $1,000,000 (per $100 or part) |
| Over $1,455,000 | 4.54% of the whole value |
Eligible owner-occupiers
| Dutiable value | Duty |
|---|---|
| Up to $260,000 | 0.28% of the value (per $100 or part) |
| $260,001 to $300,000 | $728 plus 2.2% of the value above $260,000 (per $100 or part) |
| $300,001 to $500,000 | $1,608 plus 3.4% of the value above $300,000 (per $100 or part) |
| $500,001 to $750,000 | $8,408 plus 4.32% of the value above $500,000 (per $100 or part) |
| $750,001 to $1,000,000 | $19,208 plus 5.9% of the value above $750,000 (per $100 or part) |
| $1,000,001 to $1,455,000 | $33,958 plus 6.4% of the value above $1,000,000 (per $100 or part) |
| Over $1,455,000 | 4.54% of the whole value |
Commercial property (from 1 July 2026)
| Dutiable value | Duty |
|---|---|
| Up to $2,100,000 | Nil |
| Over $2,100,000 | 5% of the whole value |
Are there concessions for homes and first home buyers in ACT?
Eligible owner-occupiers pay lower rates on property up to $1,455,000, especially on the first $260,000. At least one buyer must live in the home for a year, starting within 12 months of settlement. First home buyers may pay no duty under the Home Buyer Concession Scheme, which is income-tested, so the calculator doesn't apply it automatically. Check eligibility with the ACT Revenue Office.
How is commercial property treated in ACT?
From 1 July 2026, commercial property transactions up to $2.1 million pay no conveyance duty. Above that, duty is a flat 5% of the whole value, so a $2.2 million purchase pays $110,000. Commercial use includes offices, shops, warehouses, factories, hotels and mixed-use buildings. The ACT has been lifting the threshold each year as part of its tax reform.
Do foreign buyers pay more?
The ACT doesn't charge a foreign purchaser surcharge on conveyance duty. Foreign owners of residential land may pay a land tax surcharge instead.
What does stamp duty cost in ACT? Worked examples
| Purchase | Value | Estimated duty |
|---|---|---|
| Home, owner-occupier (not a first home buyer) | $650,000 | $14,888 |
| Residential investment | $750,000 | $22,200 |
| Residential investment | $1,200,000 | $49,750 |
| Commercial or industrial | $1,500,000 | $0 |
| Commercial or industrial | $2,500,000 | $125,000 |
Calculated by FundFox with the calculator above, using 2026-27 rates and no first home buyer concessions. Commercial examples assume no exemption applies.
Where can you confirm the amount?
The ACT Revenue Office publishes the official rates and its own calculator for Australian Capital Territory. Your conveyancer or solicitor will confirm the exact duty before settlement, including any exemption you're eligible for. Our national stamp duty calculator compares every state.
ACT stamp duty calculator: common questions
Is there stamp duty on commercial property in the ACT?
Not up to $2.1 million for transactions from 1 July 2026. Above $2.1 million, duty is 5% of the whole value, so crossing the threshold adds a large amount at once. Mixed-use property counts as commercial.
How much is stamp duty on a $750,000 home in the ACT?
For an eligible owner-occupier, duty on $750,000 is $19,208. For an investor, it's $22,200. Eligible first home buyers may pay nothing under the income-tested Home Buyer Concession Scheme.
Why is the ACT reducing stamp duty?
Since 2012, the ACT has been gradually replacing conveyance duty with general rates, cutting duty each year. That's why the owner-occupier rates and the commercial threshold change regularly.
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